Buying a property is a major decision. Below are some key points you need to think carefully about before you start the process.

Are you in a position to buy? – Take financial advice from a qualified mortgage advisor to ensure you are able to proceed with a purchase of your choice.

View as soon as possible – Good properties go quickly so don’t delay viewings.

Research the location – The right property in the wrong location is far from ideal! Ensure you research the local area before you buy.

Viewings – Try to carry out viewings of other properties on the same day, if viewings are spread out over a long period it can become difficult to retain information for an accurate comparison.

View many properties and draw a short list of favorites. Once you think you have chosen the right one, view again at a different time of the day / week to ensure you’re happy with issues such as road noise and parking etc.

Buyer beware! – Like all things in life properties do not necessarily improve with age. Make sure you are happy with the condition of the property and are aware of any costs involved for repair work. Don’t let your judgement be clouded.

Surveys – On the face of it a survey may seem expensive, but could save you a significant amount of money in the long run.

Offers – Often it is possible to negotiate from the asking price, but if the property is for you and represents fair value then be prepared to pay the asking price.

Be inquisitive! – The owner usually knows more about the property and location than anyone else. Ask lots of direct questions.

Solicitors – A solicitor who offers the cheapest fees is not always the best option. Try to choose a solicitor who is local and to whom you can speak and visit to iron out any problems. Often the estate agent can help with your solicitor selection.